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Service Credit Purchase

With the Teacher Retirement System (TRS) of Texas, you can purchase various types of service credit to enhance your retirement benefits. Below are some of the most common types of service:

  • Withdrawn Service
  • Military Service
  • Out-of-State Service
  • Substitute Service
  • Unreported Service
  • State Sick/Personal Leave
  • Workers’ Compensation
  • USERRA
  • Career and Technology Teacher Service

Types of Payment Methods:

  • Lump-sum payments
  • After-tax installment payments
  • Rollovers and transfers from other retirement plans
  • Combination of payment methods

To use purchased service credit in calculating service retirement benefits, a member must complete the purchase by the effective date of retirement or by the last day of the month in which the member submits a retirement application, whichever is later. If the purchased service credit is required for retirement eligibility, payment must be completed by the effective date of retirement.

For additional details regarding service credit purchase, refer to the TRS website: